How to Buy Stellar (XLM)

Stellar (XLM) cryptocurrency ranks at 25 place by capitalization. It’s 27 February 2024 on $3,341,668,971 year. Circulating supply: 28,474,090,642. Maximum supply – 50,001,787,030. The price of XLM for today – $0.11739 with trading volume of $84,076,433 for 24 hours. The maximum price of Stellar was registered on 3 January 2018 year and was – $0.8756. The lowest price of XLM, $0.0004761, was registered on 5 March 2015.
Stellar (XLM)
$0.11739 +0.81% ↑
24h price change
24h trading volume
on the official website

How to Buy Stellar (XLM) Price in USD: Convert to US Dollar

Lido Staked EtherSTETHLido Staked Ether
Wrapped BitcoinWBTCWrapped Bitcoin
Internet ComputerICPInternet Computer
Shiba InuSHIBShiba Inu
US Dollar
US DollarUSDUS Dollar
/wp-content/themes/tgd/assets/images/content/flag_ru.svgRUBRussian Ruble
/wp-content/themes/tgd/assets/images/content/flag_ua.svgUAHUkrainian hryvnia
/wp-content/themes/tgd/assets/images/content/flag_pl.svgPLNPolish zloty
/wp-content/themes/tgd/assets/images/content/flag_gb.svgGBPPound sterling
/wp-content/themes/tgd/assets/images/content/flag_jp.svgJPYJapanese yen
/wp-content/themes/tgd/assets/images/content/flag_ch.svgCHFSwiss Franc
/wp-content/themes/tgd/assets/images/content/flag_cn.svgCNYChinese Yuan
/wp-content/themes/tgd/assets/images/content/flag_tr.svgTRYTurkish Lira
on the official website
Data updated 2/27/2024

    Stellar Lumens (XLM) – is the native cryptocurrency of the Stellar decentralized network, created in 2015. The main goal of the Stellar project is to create a new way of interaction for the world’s financial systems and simplify money payments and transfers.

    How to buy Stellar
    Stellar cryptocurrency

    What is Stellar Lumens (XLM)?

    Stellar is a decentralized network of servers running on a native blockchain. All servers communicate with each other directly, based on the P2P principle, without control from a centralized source. Any user can connect to the network by verifying their node through the Stellar Consensus Protocol.

    The network is powered by the Lumens (XLM) cryptocurrency. In most cases, it is used to pay for transactions on the Stellar network. One of the reasons of token popularity is cooperation with IBM. This helps the project to carry out its work: to regulate cross-border transactions for individuals and financial institutions.

    To understand the basic principles of networking, let’s look at an example.

    You need to send $100 to your friend in Poland from the US, but traditional bank transfers can only secure the transaction with an 8% fee. This does not suit you, and you decide to use an alternative. The stellar network, with minimal fees, transfers your dollars to XLM, and your friend receives Polish Zlotys, which the network has exchanged by XLM. Operating this way you avoid many transfer and money exchange fees.

    Where to Buy Stellar Lumens (XLM)?

    Stellar coin is popular enough and can be found on various financial platforms. The coin can be bought on exchanges, electronic payment systems and banks such as Revolut.

    The most profitable way to buy a coin is on the exchanges: they provide reliability, high level of liquidity, a good exchange rate, regulated by financial institutions and offer a wide range of options for buying cryptocurrency (bank transfer, P2P exchange, using card and etc.). Also, many exchanges provide an opportunity to buy crypto for fiat money (US dollars, euros, etc.)

    Stellar Lumens Step-By-Step Buying Guide

    In this step-by-step guide, let’s take a look at one of the most profitable ways to buy XLM. We will also describe the basic principles for acquiring cryptocurrencies.

    1. Assess the Personal Level of Risk

    Before buying a coin it is important to know all the risks. This is one of the main aspects of working with cryptocurrency. After you studied all the features of the coin and realized that you are definitely going to buy Stellar, pay attention to the following points:

    • Don’t buy it with all your money. Most often, traders trade on a percentage of their deposit (this helps to reduce risks);
    • Don’t buy it with your last money. No one knows for sure how the price of the coin will change. It is important to remain calm and hold the coin for a sufficient amount of time;
    • Don’t use money you can’t afford to lose.

    2. Choose a Crypto Exchange

    Now there are many crypto exchanges that provide the opportunity to buy XLM. Each exchange has its own parameters and features. In order not to run into scammers, read user reviews on the Internet. Also, in order to decide on the exchange and not get confused, you can refer to our rating of exchanges for buying Stellar.

    3. Create Your Account

    Consider purchasing using Binance exchange. This platform ranks first in terms of trading volume, but you can choose any other crypto exchange to buy XLM.

    You can see the detailed rating of exchanges on our website.

    To buy a coin, you must first register on chosen platform. The process of creating a new account on Binance in the step-by-step instructions below:

    1. Open official Binance site;
    2. Click on Register in the upper right corner;
      Join Binance
      Registration on Binance
    3. Enter e-mail or phone number and password → Create Account;
      Join Binance
      Registration on Binance
    4. Follow the further instructions on the site.
    Detailed instructions on registration can be found in the full exchange review on our website.

    4. Top Up Your Account

    Let’s consider process of depositing an account with BUSD stablecoin and then buying XLM with Binance USD. For this you need:

    1. Click on Wallet in the top right corner → click on Fiat and Spot;
    2. Enter BUSD in the search bar → Deposit;
      Top up on the exchange Binance
      Depositing on Binance
    3. Select transfer network → copy the address and paste it in the your crypto wallet or scan the qr-code → specify the amount of Binance USD to buy cryptocurrency for → transfer funds;
      Top up on the exchange Binance
      Depositing on Binance
    4. You have funded your Binance account.

    5. Buy Stellar Lumens (XLM)

    Buying XLM is not a complicated process. To buy Stellar:

    1. Click Trade → select Spot;
      Buying Stellar on the exchange Binance
      Buying Stellar on Binance
    2. Enter XLM/BUSD in the search bar → select this trading pair → specify the order type, for example, Market → enter the amount of BUSD you want to spend on buying → Buy XLM;
      Buying Stellar on the exchange Binance
      Buying Stellar on Binance
    3. Stellar purchase completed.

    How to Sell Stellar Lumens?

    The process of selling is not much different from buying. To sell Stellar:

    1. Click Trade → select Spot;
      Selling Stellar on the exchange Binance
      Selling Stellar on Binance
    2. Enter XLM/BUSD to the search bar → select trading pair → specify order type, for example, Market → specify the amount of coin you want to sell in the sell section → Sell XLM;
      Buying Stellar on the exchange Binance
      Buying Stellar on Binance
    3. You have successfully sold XLM.

    How to Store Stellar Lumens (XLM)?

    If you do not plan to trade and actively use cryptocurrency, then it is better to store it on “cold” wallets. This is a type of crypto wallets that don’t have a permanent internet connection and better protected. The most popular of these is Ledger, it looks like a flash drive and is widely used by the crypto community.

    If you need to trade and use XLM often, it’s best to store your coins on exchange wallet or hot wallets. They are less reliable than cold ones, but allow you to quickly get funds from your accounts and use them. The mobile wallet Trust Wallet and multifunctional Atomic Wallet are well suited for such purposes.

    When using hot wallets, remember to use a strong password and enable two-factor authentication. This will help increase the level of security and preserve assets.

    Read also: Best crypto wallets.

    How to withdraw Stellar Lumens to my wallet?

    Let’s have a look at Stellar transaction using the example of withdrawing coins from Binance to TrustWallet. To withdraw XLM, you need:

    1. Click Wallet → Fiat and Spot;
    2. Type XLM → Withdraw in the search bar;
      Withdraw Stellar to wallet
      Withdrawing Stellar to your wallet
    3. Find XLM in TrustWallet and click Receive;
      Withdraw Stellar to wallet
      Withdrawing Stellar to your wallet
    4. Copy the address you have got and paste it on the page of Binance exchange → select transfer network → specify amount of coins to be transferred → confirm the transaction;
      Withdraw Stellar to wallet
      Withdrawing Stellar to your wallet
    5. You have successfully withdrawed money from Binance to TrustWallet.


    What is Stellar Lumens (XLM)?
    To buy Stellar on Binance:

    1. Click Trade → select Spot;
    2. Enter XLM/BUSD in the search bar → select trading pair → specify order type, for example, Market → specify amount of coins you want to buy a coin → Buy XLM;
    3. Stellar buying completed.

    Where can I buy Stellar Lumens crypto?
    Stellar can be bought on various platforms: exchanges, electronic payment systems, etc. The choice of service to buy coin depends on your preferences.
    Is it good to buy Stellar Lumens now?
    To determine the best time to buy a coin, you can refer to fundamental and technical analysis. It is also recommended to spend time studying the markets and trading strategies.

    XLM can be a good investment as Stellar works with a lot of companies (IBM, Samsung Mobile, Smartlands, Stripe, HTC Exodus etc.). This confirms that the project is developing, which means that there is a possibility that the coin will grow in price. In any case, do not forget about the risks of working with cryptocurrencies: invest only after you have weighed all the pros and cons.

    What wallet stores Stellar Lumens (XLM)?
    The best choice of wallet depends on your purposes. If you just want to safly store your coins then choose a “cold” wallet, like Ledger. If you need constant access to your coins then you choice is one of the so known “hot” wallets, like Trust Wallet or Atomic Wallet.
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    Agatha Redich
    Agatha Redich
    Articles author, editor
    Articles author and website editor. Works with texts for over 12 years. Among Agatha’s clients: Rossman, Zara, Bosch, ING Bank, Lexus and others. Crypto journalist since 2018. She wrote more than a hundred articles about cryptocurrencies and the crypto market. Agatha's professional credo is to reveal complex topics in an accessible and simple way.
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    Emil Rabin
    Emil Rabin
    Site expert
    Cryptocurrency expert and financial analyst. Emil has working experience in Bain and KPMG, collaborated with PayPal and Revolut, organized more than 30 educational events about blockchain and cryptocurrencies in Eastern Europe. An expert of the portal since 2022.
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